Wow! Thanks for the great info and links! BTW, if you still haven't found a house in KY, I have just the thing for you! (real estate agent now coming out of me....) It's a fabulous 1500 sq ft home, 4 bedroom, 2 bath, 4 car garage sitting on 15 beautiful acres of saleable hardwoods. The kitchen is a generous 15 x 28 and has lots of open space. This is because there are no cabinets. No appliances either. But if you hate cooking......well this is just the place for you! If you want to raise mountain goats, this place is the best, because the 15 acres goes STRAIGHT uphill! And wouldn't a 4 car garage be great? Never mind that it is half a mile away from the house------after all, who amongst us couldn't use a tad more exercise ten times a day? Actually, I think it was the only flat spot that they could find, so they absent mindedly STUCK it (the garage) there. You could probably rent it out to the neighbors, since it is much closer to their house than this one. This house also has really great windows! If you are into washing windows (I am not) all you have to do is open them. Right then, without any effort on your part, the windows fall out into your hands. Viola----ease of cleaning! The walls are slightly crooked. But in our great ingenuity, we even found a solution for that. Just walk with your head at a ten degree angle, and you will NEVER notice!!! I am sure that you are eager to move in right away, so please call 1-800-wat-a-shak at your earliest convenience and a con artist, oops, I mean sales rep will be eager to help you! Smiles everybody!! wacky Jessica